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You Work Hard Every Month. You Deserve to Keep What You Earn

Thousands of employed South Africans have money taken from their salary every month through garnishee orders, debt review payments, or arrangements they never fully agreed to. Megawatt Financial Services helps you take that money back — legally, permanently, and confidently. NCR registered. Based in Limpopo. Serving clients since 2019.
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Trusted

Since 2019

NCR Registered

NCRDC3803 / NCRDC4526

3 Branches

Across Limpopo

Free & Confidential

No Obligation

Does This Sound Like Your Month?

You get paid. Then the deductions start. By the time everything comes off, you are left with a fraction of what you actually earned — and the bills are still waiting.

You have tried to manage it. You have cut back, moved things around, hoped for a better month. But the deductions keep coming — and no one has ever explained whether they are even legal.

Here is what most employed South Africans do not know:

Many garnishee orders are unlawful or excessive — and can be legally challenged and removed.

Debt review can be exited legally — even before the repayment term ends, if you qualify.

A bad credit record can be cleared — opening doors to credit, home loans, and vehicle finance.

Debt review can be exited legally — even before the repayment term ends, if you qualify.

How We Help

Garnishee Order Removal

Money deducted from your salary every month? We challenge and remove unlawful garnishee orders on your behalf.

Debt Review Removal

Want to exit debt review? We manage the legal process and update your credit profile.

ITC Clearance

Blacklisted? We remove negative credit bureau listings so you can access credit again.

Judgement Removal

A court judgement on your record is serious. We handle the legal rescission process.

Debt Counselling

Struggling to meet repayments? Get legal protection while you repay at an affordable rate.

Admin Order Removal

Stuck under an administration order? We guide you through the removal process step by step.

Getting Started Is Easier Than You Think

We know that reaching out about debt can feel daunting. That is why we have made the process as simple and stress-free as possible.

Free Assessment

Step 1

  • Tell us a little about your situation. It takes 2 minutes, costs nothing, and everything you share is completely confidential.

We Tell You What You Qualify For

Step 2

  • A consultant explains exactly which options are available. No pressure.

We Handle Everything

Step 3

  • Once you proceed, we manage the entire process — the paperwork, the legal steps, all communication with creditors and credit bureaus.

You Move Forward

Step 4

  • Your salary deductions stop. Your credit profile is updated. You can apply for credit again. You breathe easier.

Real People. Real Salaries Restored.

Garnishee Order Removed — Polokwane

M.T., Polokwane Branch

"For two years, more than R2,000 was deducted from my salary every month. I assumed it was legal. Megawatt found the order was irregular, challenged it on my behalf, and within eight weeks my full salary was back. I only wish I had called sooner.

Debt Review Removed

S.N., Mokopane Branch

"I completed my debt review repayment plan but the flag was still on my credit record. Megawatt removed it. Six weeks later I was cleared and I am now applying for my first home loan."

ITC Clearance — Makhado

— S.N., Mokopane Branch

"I was embarrassed to call. But the consultant was completely calm, no judgement at all. My ITC listing was cleared and I can finally move my life forward."

Mrs H

Turfloop

"I am writing to express my sincere gratitude for the excellent service and support I received throughout my debt counselling process. Your professionalism, guidance, and ongoing communication played a crucial role in helping me regain financial stability."

Read More Testimonials

"I am especially thankful that, with your assistance in debt counselling, I was able to complete my debt repayment in less than the originally estimated two years. Receiving my clearance letter was a moment of great relief and achievement for me.

I would also like to extend a special thank you to Gertjie Khalo for the outstanding support, dedication, and encouragement provided throughout the process. Your commitment made a meaningful difference in my journey.

Thank you once again for your exceptional service. I will confidently recommend your services to others in need of financial guidance."

— Mrs H | Polokwane Branch | Debt Review Completed

Your Salary Should Work for You. Let Us Help Make That Happen.

You do not need to have everything figured out before you reach out. A free, 2-minute assessment is all it takes. Our consultants will do the rest.

Free. Confidential. No obligation to proceed.

Start Your Free Debt Assessment
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Walk-ins welcome — Mokopane, Polokwane & Makhado branches. No appointment needed.